Storms can strike fast—and leave your vehicle in rough shape. From hail dents to flood damage and fallen debris, storm-related car damage is frustrating and often confusing. To help, we’ve compiled answers to the most common storm damage questions vehicle owners ask, along with how Comeback Auto Assist can help you recover quickly.

1. What types of storm damage does my insurance cover?

If you have comprehensive coverage, your policy typically covers:

  • Hail damage
  • Flood or water intrusion
  • Falling tree limbs or debris
  • Wind-blown objects that hit your vehicle

We recommend checking with your provider to confirm specific details.

2. How soon should I get my car inspected after a storm?

As soon as possible. Even if the damage looks minor, small dents or cracks can lead to rust, leaks, or hidden structural issues. Prompt inspection also helps ensure your insurance claim isn’t delayed or denied.

3. Can hail damage affect how my car drives?

It can—especially if the impact affects safety systems, sensors, or alignment. That’s why Comeback Auto Assist performs a full evaluation, not just surface-level checks.

4. Will my insurance rates go up if I file a storm-related claim?

In many cases, no. Hail and other weather-related claims are considered "no-fault" incidents, meaning your rates may stay the same. Still, policies vary—so ask your agent to be sure.

5. Do I have to use the repair shop my insurance recommends?

No. You have the right to choose your repair provider. Comeback Auto Assist works with all major insurers, and we advocate for the quality repairs your vehicle needs.

6. How long will repairs take?

Most hail damage repairs take 1–5 days, depending on severity and whether Paintless Dent Repair (PDR) is used. Collision repairs may take longer based on parts availability and structural damage.

7. Is water damage repairable?

It depends on the extent. Minor water intrusion might be repairable, but if electrical systems or the engine are compromised, the vehicle may be totaled. We can inspect and advise on next steps.

Storm damage can be stressful—but getting clear answers makes a big difference. Whether your car was hit by hail, flooded, or dented by flying debris, Comeback Auto Assist is here to guide you through every step.

Have storm damage? Book an inspection with Comeback Auto Assist today.