When your vehicle gets damaged—whether by hail or in a crash—the first question is often: “Will my insurance cover this?” To answer that, you need to understand the difference between comprehensive and collision coverage. Here’s a breakdown of what each policy covers and how Comeback Auto Assist works with both.

What Is Comprehensive Insurance?

Comprehensive insurance protects your vehicle against non-collision-related incidents. This typically includes:

  • Hail and storm damage
  • Theft or vandalism
  • Fire or flooding
  • Falling objects (like tree branches)

If your car was damaged during a hailstorm, comprehensive insurance is what you'll use.

What Is Collision Insurance?

Collision insurance covers damage caused by an accident—regardless of who’s at fault. This includes:

  • Crashes with other vehicles
  • Hitting a curb, pole, or fence
  • Rollovers
  • Parking lot accidents

If your vehicle was damaged in an accident, collision coverage is the one that applies.

Do You Need Both?

If you’re financing or leasing a car, both comprehensive and collision are often required. Even if your car is paid off, having both types of coverage ensures you're protected no matter what the cause of damage is.

Deductibles Apply

Both coverages typically come with deductibles. Before repairs begin, your insurer will let you know how much you’ll be responsible for out of pocket. Comeback Auto Assist works with your provider to make sure your claim is processed efficiently.

How Comeback Auto Assist Helps

Whether your car was dented in a hailstorm or damaged in a crash, we:

  • Provide a full inspection and detailed estimate
  • Work with all major insurance providers
  • Handle communication and approvals
  • Perform expert hail and collision repairs quickly and professionally

Understanding the difference between comprehensive and collision insurance helps you make smarter decisions when damage happens. No matter the cause, Comeback Auto Assist is here to simplify your repair process and restore your vehicle the right way.

Book your repair inspection with Comeback Auto Assist today.